Inheritance Tax Planning

We provide tailored inheritance tax (IHT) planning for asset-rich individuals. We’ll enable you to pass on more of your hard-earned wealth to your loved ones.

Many new clients were initially unaware of the substantial tax savings available from our expertise. That’s because we offer more IHT-related expertise than an IFA.

• Our advice spans both your investments and your tax exposure:
  • Taxes
  • Investments
  • Trust Funds
  • Wills and probate
• You’ll receive comprehensive advice optimised for your specific IHT needs.
• We employ an in-house Chartered Tax Advisor (CTA), qualified by the Chartered Institute of Taxation. (CTA is the UK’s highest tax qualification.)
• We’re a mid-sized firm of Chartered Accountants – authorised by The Financial Conduct Authority as an exempt professional firm.

IHT Planning for Business Owners

We provide wide-ranging specialist services for business owners, including:

• Business Valuations
• Business Succession Planning This can enable you to maintain control after business transfer.
• Business Exit Advice
• Setting up a Family Investment Company
• Property Taxes

Additional IHT Related Services

We can help you reduce your IHT using our estate planning expertise in the following:

• Lifetime transfers.
• 10-year charges.
• Stamp duty relief (in addition to IHT).
• Benefits from wealth before tax.

IHT Case Studies

Case Study: Hotel Owner

The IHT Problem

Our Client, in his 80s, owned a hotel and wanted to minimise his inheritance tax (IHT) and ensure his estate passed to his children.

How We Helped

We used our combined expertise in tax planning, investment management and probate to meet his objectives. We then helped him implement it correctly – ensuring arrangements were watertight. Our probate execution and probate administration service will also administer his estate.

The Result

The Client’s estate will be passed on to children, and his family will save £2m in taxes.

Case Study: Gift to Daughter

The Problem

Our client was concerned about the inheritance he wanted to give to his only daughter. We were asked for estate planning advice.

How We Helped

We combined tax advice with mortgage and investment advice. We created a structure which transferred income-producing property assets to the daughter whilst securing a lump sum which would be invested out of the scope of inheritance tax

The Result

Our client achieved his goal – his daughter bought the property – which was funded by the difference between their income tax rates.

Next Step

Contact us today to relieve your inheritance tax headache. You’ll be pleased you did.